Canada’s housing market remains steady, yet affordability is a growing concern—something I see regularly supporting buyers and investors across Calgary. With a third of mortgage holders up for renewal soon and 67% expressing anxiety about potential rate hikes, the pressure is palpable. Nearly half have less than a 15% payment buffer, making any increase in payments a real challenge. Newcomers and recent buyers, in particular, are feeling the squeeze. As someone experienced in residential, commercial, and property management, I understand just how important it is to anticipate these shifts and find solutions tailored to your unique situation. If you’re navigating a renewal or considering your next move, know that you’re not alone—these challenges are shared by many in our community.
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