The Canadian housing market is navigating some headwinds right now. Over the past year, activity has dipped around 7%, with national sales just under 1% lower month-over-month. Buyers are weighing the effects of trade tensions, fluctuating oil prices, and persistent inflation—all factors that influence decision-making, whether you’re eyeing a family home in Calgary or seeking your next investment opportunity.
Rising Canada bond yields have pushed up fixed mortgage rates, but industry voices still anticipate that late Q3 and Q4 will remain active periods. The central bank held its policy rate steady, and inflation has hovered near 3% for a second consecutive month—prompting some economists to predict either a steady course or a minor hike through 2026, followed by possible rate cuts in 2027 as the landscape improves.
A potential US trade deal stands out as a key factor for a market rebound. For anyone considering their next real estate move, the next 6 to 12 months will be a period to watch closely. My experience supporting buyers, sellers, and investors across Calgary means I’m always tracking these shifts—so whether you’re planning to purchase, sell, or simply want to understand the current climate, staying informed is your best strategy.
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