There’s some encouraging news for first-time buyers in Calgary: the down payment hurdle is starting to ease. Over the past two years, home prices in Calgary have actually declined—a shift that’s making the dream of homeownership feel a little more attainable. By 2026, it’s estimated that first-time buyers will need around eight years to save up a 20% down payment on a $750,500 home. This is being helped along by rising incomes, even though prices are expected to climb again in 2024 and 2025. At Sheena and Rosh Issac Property Group, we’re seeing how these changing market dynamics open new possibilities for clients planning their next move—whether you’re looking for a place to call home or considering your first investment property in Calgary. Navigating these shifts can make all the difference in your real estate journey.

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